WHAT WE OFFER
Medicare Advantage
A Medicare-approved plan from a private company that offers an alternative to Original Medicare for your health and drug coverage. These “bundled” plans include Part A, Part B, and usually Part D.
Medicare Supplement / Medigap
Medigap is Medicare supplemental insurance sold by private companies to help cover original Medicare costs, such as deductibles, copayments, and coinsurance. In some cases, Medigap will also cover emergency medical fees when you're traveling outside the United States.
Life Insurance
Protects your spouse and children from the potentially devastating financial losses that could result if something happened to you. It provides financial security, helps to pay off debts, helps to pay living expenses, and helps to pay any medical or final expenses. To qualify for life insurance, you must be between the ages of 0-90.
Health Insurance | Ages 64 and under
A plan, or policy, that covers a percentage of doctors' visits and hospital bills. It exists to help offset the costs of medical events, whether they're planned or happen unexpectedly.
Cancer, Heart Attack, & Stroke
These plans were designed to pay cash benefits directly to you and pays regardless of any other insurance coverage you may have should you or a covered family member be diagnosed with cancer, suffer a heart attack, or have a stroke. You must be between the ages of 18-80 to qualify.
Hospital Plans
A supplemental insurance plan designed to pay for the costs of a hospital admission that may not be covered by other insurance. The plan covers employees who are admitted to a hospital or ICU for a covered sickness or injury.
Dental and Vision
Dental and vision insurance are plans that offer coverage for treatment and procedures related to your oral or visual health. Typically only routine procedures are fully covered. These procedures include vision tests, corrective lenses, checkups, cleanings, and x-rays.
Prescription Savings Plan
Prescription Savings Plans help you save money on prescription meds. They include manufacturer-sponsored programs, pharmacy-specific savings plans, and prescription discount cards.
Pet Insurance
Pet insurance can reimburse you for eligible veterinary expenses, particularly if your pet suffers an unexpected accident or illness. Coverage for elective and preventive procedures may also be offered, depending on the pet insurance company and policy.
Home Care Plans
True Freedom is the only nationwide home care services option for seniors. As a leading alternative to long term care insurance, membership plans for agency and anytime services have a current lifetime retail value of up to $250,000*. There are no age limits or medical underwriting, and contracts start at only $95 per month.